Terms of Use

Saventario is an educational platform providing self-directed courses and informational content on personal finance topics, including income management, expense reduction, and economic stability. All content on this site is provided for general educational and informational purposes only.

Nothing on this website constitutes financial advice, investment advice, tax advice, legal advice, or any other form of regulated professional advice. Saventario does not hold any financial advisory license or certification. The content is designed to help users understand general personal finance concepts and should not be relied upon as a substitute for professional advice tailored to individual circumstances.

Users are solely responsible for any financial decisions they make. Saventario accepts no liability for decisions made based on information or content accessed through this platform.

By using this website, you confirm that you are at least 18 years of age, or that you are accessing the site under the supervision of a parent or legal guardian who has agreed to these terms on your behalf. Use of the site is conditioned on your acceptance of and compliance with these Terms of Use.

If you do not agree to these terms, you must not access or use the website. We reserve the right to modify these terms at any time. Changes become effective upon posting to this page. Continued use of the website after changes are posted constitutes your acceptance of the revised terms.

All content on saventario.com — including but not limited to text, course materials, graphics, logos, icons, images, and the overall design and layout — is the property of Saventario or its content licensors and is protected under applicable Mexican intellectual property law, including the Ley Federal del Derecho de Autor.

You may access and view content on this site for personal, non-commercial educational use only. You may not:

• Copy, reproduce, distribute, or republish any content from this site without prior written permission
• Modify, adapt, or create derivative works based on our content
• Use any content for commercial purposes without explicit written consent
• Remove or alter any copyright, trademark, or other proprietary notices

Requests for permission to use content should be directed to info@saventario.com.

You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of others or restrict their use and enjoyment of the site. Prohibited conduct includes but is not limited to:

• Attempting to gain unauthorized access to any part of the site or its underlying systems
• Transmitting any unsolicited or unauthorized advertising or promotional material
• Using automated tools, bots, or scripts to scrape or harvest content from the site
• Uploading or transmitting viruses, malware, or other harmful code
• Engaging in any conduct that could disable, overburden, or impair the proper functioning of the site
• Impersonating any person or entity or misrepresenting your affiliation with any person or entity

We reserve the right to restrict or terminate access to the site for any user who violates these terms.

The financial calculators and interactive tools available on this site are provided for illustrative and educational purposes only. Results generated by these tools are estimates based on the inputs provided and do not constitute financial projections, recommendations, or advice.

Calculator results do not account for all variables relevant to individual financial situations, including but not limited to inflation, tax obligations, variable interest rates, or changes in personal circumstances. Users should not make financial decisions based solely on calculator outputs.

This website may contain links to third-party websites or resources. These links are provided for informational convenience only. Saventario does not endorse, control, or assume responsibility for the content, privacy practices, or availability of any third-party sites. Access to third-party sites is at your own risk, and you should review their applicable terms and privacy policies.

To the fullest extent permitted by applicable Mexican law, Saventario and its operators, employees, and contributors shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or inability to use, this website or its content.

This includes, without limitation, damages arising from errors or omissions in content, loss of data, unauthorized access to your data, or any interruption or cessation of the website. The website and its content are provided on an "as is" and "as available" basis without warranties of any kind, express or implied.

These Terms of Use are governed by and construed in accordance with the laws of the United Mexican States. Any disputes arising from or relating to these terms or your use of the website shall be subject to the exclusive jurisdiction of the competent courts of Ciudad de México, Mexico, and you consent to the personal jurisdiction of such courts.

If you have questions about these Terms of Use, please contact us:

Saventario
Av Nuevo León 276, Ciudad de México, Mexico
Email: info@saventario.com
Phone: +52 55 1204 7461